It is a financing plan that allows you to spread the cost of your purchase into monthly payments.

Apply for any Affirm payment option without impacting your credit score.

• Enjoy 0% financing - 12 Month APR (12 equal monthly payments with no interest).
• This service is easy to use.
• A minimum purchase amount of $300 before taxes is required to take advantage of Affirm financing

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Your rate will be 0-31.99% APR (if available and subject to provincial regulatory limitations). The APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will qualify for the 0% APR. Payment options depend on the amount of your purchase and may vary by merchant and may not be available in all provinces/territories. Actual terms of payment options will be shown at checkout. A down payment (or payment due today) may be required. Affirm accepts debit cards and PAD as repayment methods on payment options. Some payment options may be eligible for a credit card refund. Please review your credit card terms and conditions when using it as a repayment method.

Examples of payment options could be: an $800 purchase could be split into 12 monthly payments of $72.21 at an APR of 15%, or into 4 interest-free payments of $200 every 2 weeks. For more information, please visit https://www.affirm.com/en-ca/how-it-works.